Zoot Enterprises, Inc.

ANSWERCORE

Computer software, namely, business process management software for use in automation, management and maintenance of business rules and business policies in the field of lending, credit aplication processing, risk analysis, data analysis, risk modeling and analytics, and credit score calculation and decisioning;ANSWER CORE;Application service provider (ASP) featuring software for use as a decision engine in the field of lending, credit application processing, risk analysis, data analysis, risk modeling and analytics, and credit score calculation and decisioning;

APPCONTROL

Downloadable computer software for the rapid development by non-technical business users of software applications using a graphical user interface that is connected to one or more databases;APPLICATION CONTROL;Providing on-line non-downloadable computer software for the rapid development by non-technical business users of software applications using a graphical user interface that is connected to one or more databases;

APPENVIRONMENT

APPLICATION ENVIRONMENT;Application service provider (ASP) featuring computer software development tools for the rapid development of software applications;

DATADEPLOY

Computer software, namely, a graphical user interface for configuring the retrieval of external data and the formatting of output files for business rules management;DATA DEPLOY;Providing online non-downloadable computer software, namely, a graphical user interface for configuring the retrieval of external data and the formatting of output files for business rules management;

DIRECTPATH

Computer workflow software for the lending industry, namely, business rules engine software that provides automated and manual execution of processes based on rules in support of the lending process;DIRECT PATH;

ENTERPRISE CROSS-SELL

Computer services, namely, providing enterprise-level on-line non-downloadable software and line-of-business on-line non-downloadable software for use as a decision engine that works to generate cross-sell offers for products and services across an enterprise, in the field of financial services;

ENTERPRISE CROSS-SELL

Computer services, namely, providing enterprise-level on-line non-downloadable software and line-of-business on-line non-downloadable software for use as a decision engine that works to generate cross-sell offers for products and services across an enterprise, in the field of financial services;

ENTERPRISE CROSS-SELL

Computer services, namely, providing enterprise-level on-line non-downloadable software and line-of-business on-line non-downloadable software for use as a decision engine that works to generate cross-sell offers for products and services across an enterprise, in the field of financial services;

FROM DATA TO DECISION

Application service provider (ASP) featuring software for use as a decision engine in the field of lending, credit application processing, risk mitigation, data analysis, instant credit decisioning, prequalifications, cross-selling over an enterprise, and loan origination; Application service provider (ASP) featuring software for use in the lending field in evaluating applications, acquiring third party data, and conducting fraud investigation, resulting in real-time credit decisioning and credit offers; Application service provider (ASP) featuring software for use for providing a single, real-time credit prescreen based on third party vendor or credit bureau data; Application service provider (ASP) featuring software for use in the lending field for merchant acquisitions and merchant monitoring;

INTELLITEST

Downloadable computer software for creating and modifying test data files for use in testing automated business processes;INTELLIGENT TEST;Providing on-line non-downloadable software for creating and modifying test data files for use in testing automated business processes;

LOANARRANGER

Computer software for business process management, namely, software for retrieving and analyzing financial lending information from any input channel or data source and featuring work queues for manual processing of lending information as well as automatic processing of lending information, resulting in raw data for use in any number of outlet systems, including booking, credit risk management, and systems of record;Credit inquiry; evaluation of credit bureau data; credit risk management;LOAN ARRANGER;Providing online non-downloadable computer software for business process management, namely, software for retrieving and analyzing financial lending information from any input channel or data source and featuring work queues for manual processing of lending information as well as automatic processing of lending information, resulting in raw data for use in any number of outlet systems, including booking, credit risk management, and systems of record;

OFFERCATALYST

Computer software in the field of lending, namely, an enterprise-level decision engine, also known as computer software that applies business rules to credit characteristics and determines whether the credit characteristics meet certain criteria defined by the business rules, and a plurality of line-of-business-level decision engines that work together to determine and present cross-sell offers of credit across multiple lines of business through any available point of contact using a wide variety of data sources and channels;OFFER CATALYST;

OFFERCATALYST

OFFER CATALYST;Providing on-line non-downloadable software in the field of lending, namely, an enterprise-level decision engine, also known as computer software that applies business rules to credit characteristics and determines whether the credit characteristics meet certain criteria defined by the business rules, and a plurality of line-of-business-level decision engines that work together to determine and present cross-sell offers of credit across multiple lines of business through any available point of contact using a wide variety of data sources and channels;

POLICYBASE

Computer software for the lending industry, namely, credit characteristics software that provides standard attributes for use by a business rules engine or decision engine in order to provide objective analysis of credit and vendor data;POLICY BASE;

POLICYBASE

POLICY BASE;Providing on-line non-downloadable software for the lending industry, namely, credit characteristics software that provides standard attributes for use by a business rules engine or decision engine in order to provide objective analysis of credit and vendor data;

RAPIDRULES

RAPID RULES;Application service provider (ASP) featuring software for use as a real-time interface that allows near real-time and real-time modification of attributes used in business rules in the field of lending;

SINGLEPOINT

SINGLE POINT;Application service provider featuring software in the lending field for use in evaluating credit applications, acquiring third party data, performing risk analysis, conducting identity verification, and conducting fraud investigation, resulting in statistically valid, real-time credit decision;

SINGLESCREEN

SINGLE SCREEN;Application service provider featuring software in the lending field, namely, software to provide a single, real-time credit prescreen based on third party vendor or credit bureau data;

SPOC

Application service provider featuring software used to assess and determine financial risk and credit worthiness;

TRENDALERT

TREND ALERT;Software as a service (SAAS) services featuring software in the field of financial services, namely, software for monitoring trends relating to inactive or over-active account origination channels, unexpected changes in data-source routing, and transaction volumes in hosted client platforms;

TWENTY TWENTY

Software as a service (SAAS) services, namely, secure transaction viewer for use in the financial industry;

VALUERIGHT

Computer software, namely, software for automating the business process of determining optimized pricing scenarios for specific lending situations based on a wide variety of data and statistical models;VALUE RIGHT;

VALUERIGHT

VALUE RIGHT;Providing on-line non-downloadable software for automating the business process of determining optimized pricing scenarios for specific lending situations based on a wide variety of data and statistical models;

VENDORPATH

Providing a communications network for the lending industry, namely, providing real-time access to third party data sources and customer information systems; providing a communications network for the lending industry, namely, providing batch access to third party data sources and customer information systems;VENDOR PATH;

WEBRULES

WEB RULES;Application service provider featuring software for use as a rapid application development tool for creating automated decisioning platforms in the field of lending, credit application processing, risk analysis, data analysis, risk modeling and analytics, credit score calculation and decisioning;

ZACQUIRE

Z ACQUIRE;ZOOT ACQUIRE;Providing temporary use of on-line non-downloadable software in the lending field, namely, software for providing a single, instant, real-time credit prescreen, across multiple channels, based on credit and other data;

ZDECISION

Z DECISION;ZOOT DECISION;Providing temporary use of on-line non-downloadable software in the lending field for use in evaluating credit applications, acquiring third party data, performing risk analysis, conducting identity verification, and conducting fraud investigation, resulting in statistically valid, real-time credit decisioning across all lines of business;

ZENVISION

Z ENVISION;ZEN VISION;Providing temporary use of on-line non-downloadable software for the lending industry featuring a development tool and test simulation to provide risk analysis, data analysis, risk modeling and analysis, and credit score calculation and analysis;

ZINITIATE

Providing temporary use of on-line non-downloadable software for instant evaluation of demand deposit account (DDA) or checking account applications;

ZMERCHANT

Z MERCHANT;Application service provider (ASP) services, namely, hosting computer software for merchant underwriting in the evaluation of a new business, identifying the creditworthiness and likelihood of the business committing fraud against the merchant acquirer or consumers and activity monitoring of merchant accounts for use in the lending field, namely, software for merchant acquirers;

ZOOT

Credit inquiry; evaluation of credit bureau data; credit risk management;Application service provider featuring software for use as a decision engine in the field of lending, credit aplication processing, risk analysis, data analysis, risk modeling and analytics, credit score calculation and decisioning; application service provider featuring software for use in the real-time creation of documents based on standard templates and dynamic content from a variety of sources and channels; application service provider in the lending field, namely, software that allows real- or near real-time modification of attributes used in business rules; application service provider in the lending field for the purpose of generating dynamic reports and analytic information from a variety of data sources and channels; application service provider featuring software in the lending field for use in evaluating applications, acquiring third party data, performing risk analysis, conducting identity verification, and conducting fraud investigation, resulting in statistically valid, real-time credit decisioning; application service provider featuring software in the lending field, namely, software for providing a single, real-time credit prescreen based on third party vendor or credit bureau data; application service provider in the lending field, providing a graphical user interface for use in the generation and design of web-based screens and the underlying service to display those screens and provide user interactions with those screens;

ZOOT

Providing a communications network for the lending industry, namely, providing real-time access to third party data sources and customer information systems; providing a communications network for the lending industry, namely, providing batch access to third party data sources and customer information systems;Application service provider (ASP) featuring software for use as a decision engine in the field of lending, namely, credit application processing, risk analysis, data analysis, risk modeling and analytics, credit score calculation and decisioning;

ZOOT

The mark consists of the word ZOOT underneath two interlocking partial ovals.;Color is not claimed as a feature of the mark.;Application service provider in the lending field for the purpose of generating dynamic reports and analytic information from a variety of data sources and channels;