QTB Services, Inc.

SWIPE-N-SAVE

Magnetically encoded credit cards, debit cards, pre-paid cards of variable monetary value for use in making purchases of goods and services, and encoded smart cards containing programming used to implement banking and financial services, namely, banking and credit, debit and stored value card and electronic transaction services, and all for providing the cardholders with savings from benefit programs, discounts, rebates, coupons, points and incentive awards;SWIPE-AND-SAVE;Promoting the sale of goods and services of others by awarding purchase points for credit card use;