PAYOFF, INC.

BEYOND MONEY

Financial information and advisory services;

CONSUMER FINANCIAL EMPOWERMENT BUREAU

Financial information;

CONSUMER FINANCIAL STRESS INDEX

Financial information;

CONSUMER STRESS INDEX

Financial analyses;

DECODING THE FINANCIAL WELLNESS GENOME

Financial information;

FINANCIAL PTSD

Financial research;

FINANCIAL STRESS INDEX

Financial analyses;

FINANCIALLY INDUCED STRESS

Financial services, namely, money lending;

FIND JOY

Downloadable software enabling users to view personal financial information and evaluations; downloadable software providing online personal lifestyle performance assessments and skill enhancement programs based on principles of emotional intelligence, by means of performance tracking, reward and incentive programs; Downloadable software for personal financial management; Downloadable software for online banking, financial transaction management, financial planning, financial management, bill tracking and management, expense tracking and management, and accounting; Downloadable software for forecasting and analysis of financial data; Downloadable software for financial data aggregation; Downloadable software for providing banking, financial and bill payment alerts; Downloadable software for enabling users to retrieve financial account balances and financial transaction information using mobile phones, smart phones, tablets, and mobile telecommunication networks; Downloadable software for use in processing electronic payments and transferring funds to and from others; Downloadable software for use in transferring funds between financial accounts; Downloadable software for personal financial management, namely, customized management of non-investment personal financial accounts, daily monitoring of transactions and account balances, and budget and spending reporting and analysis through a global computer network; Downloadable software for personal financial management that guides users via artificial intelligence in the form of virtual coaches; Downloadable software providing personalized strategies to achieve financial independence;Financial information and evaluations; Financial services, namely, money lending; Provision of savings accounts; Personal financial management services; online banking; financial transaction services, namely, budget planning in the nature of income and expense transaction tracking; financial planning; financial management; financial analysis; financial management services, namely, tracking of expenses; forecasting and analysis of financial data; financial data aggregation, namely, electronically collecting financial data from multiple accounts into a single location for financial review analysis; financial administration and management services for the management of credit and debit cards, loans, mortgages, investments and financial accounts; providing information, news, opinions and advice in the fields of banking, financial management, saving and financial planning and retirement financial planning, including via computer and communication networks, the internet, and social media; providing financial information, news, opinion and advice in the fields of personal budgeting and household budgeting, including via computer and communication networks, the internet, and social media; providing financial information, news, opinions and advice in the field of consumer spending, including via computer and communication networks, the internet, and social media; Processing electronic payments and transferring funds to and from others; Transferring funds between financial accounts; Personal financial management services, namely, customized management of non-investment personal financial accounts, daily monitoring of transactions and account balances, and budget and spending reporting and analysis through a global computer network; personal financial management that guides users via artificial intelligence in the form of virtual coaches; Financial planning, namely, the creation of personalized strategies to achieve financial independence; Financial counseling services, namely, helping others build a better working relationship with their money;Conducting on-line personal lifestyle performance assessments and skill enhancement programs based on principles of emotional intelligence, by means of performance tracking, reward and incentive programs;Psychological counseling in the field of wellness;Software as a service featuring software that enables users to view financial information and evaluations; Software as a service providing online personal lifestyle performance assessments and skill enhancement programs based on principles of emotional intelligence, by means of performance tracking, reward and incentive programs; Software as a service for personal financial management; Software as a service for online banking, financial transaction management, financial planning, financial management, bill tracking and management, expense tracking and management, and accounting; Software as a service for forecasting and analysis of financial data; Software as a service for providing banking, financial and bill payment alerts; Software as a service for enabling users to wirelessly view personal financial data and databases; Software as a service for enabling users to retrieve financial account balances and financial transaction information using mobile phones, smart phones, tablets, and mobile telecommunication networks; Software as a service for use in processing electronic payments and transferring funds to and from others; Software as a service for use in transferring funds between financial accounts; Software as a service for personal financial management, namely, customized management of non-investment personal financial accounts, daily monitoring of transactions and account balances, and budget and spending reporting and analysis through a global computer network; software as a service for personal financial management that guides users via artificial intelligence in the form of virtual coaches; artificial intelligence for financial management; software as a service providing personalized strategies to achieve financial independence;

FINWELL

FIN WELL;Financial services, namely, money lending;

HAPPY MONEY MOVEMENT

Financial information and evaluations; Financial services, namely, money lending; Savings account services, namely, provision of savings accounts services; personal financial management services, namely, financial management services in the field of personal finance; online banking; financial transaction services, namely, budget planning in the nature of income and expense transaction tracking; financial planning; financial management; financial analysis; financial management services, namely, tracking of expenses for the purpose of budget planning; financial forecasting and analysis of financial data; financial services for financial data aggregation, namely, electronically collecting financial data from multiple accounts into a single location for financial review analysis; financial administration and management services for the management of credit and debit cards, loans, mortgages, investments and financial accounts; providing information, news, opinions and advice in the fields of banking, financial management, saving and financial planning and retirement financial planning via computer and communication networks, the internet, and social media; providing financial information, news, opinion and advice in the fields of personal budgeting and household budgeting via computer and communication networks, the internet, and social media; providing financial information, news, opinions and advice in the field of consumer spending via computer and communication networks, the internet, and social media; Processing electronic payments and transferring funds to and from the bank accounts of others; electronic transfer of funds between financial accounts; Personal financial management services, namely, customized management of non-investment personal financial accounts, daily monitoring of transactions and account balances, and budget and spending reporting and analysis through a global computer network; personal financial management that guides users via artificial intelligence in the form of virtual coaches, namely, financial advice; Financial planning, namely, the creation of personalized strategies to achieve financial independence; Financial counseling services, namely, helping others build a better working relationship with their money;MOVEMENT;

HAPPY MONEY. A HAPPIER FUTURE.

Financial information and evaluations; Financial services, namely, money lending; Savings account services, namely, provision of savings accounts services ; personal financial management services, namely, financial management services in the field of personal finance; online banking; financial transaction services, namely, budget planning in the nature of income and expense transaction tracking; financial planning; financial management; financial analysis; financial management services, namely, tracking of expenses for the purpose of budget planning; financial forecasting and analysis of financial data; financial services for financial data aggregation, namely, electronically collecting financial data from multiple accounts into a single location for financial review analysis; financial administration and management services for the management of credit and debit cards, loans, mortgages, investments and financial accounts; providing information, news, opinions and advice in the fields of banking, financial management, saving and financial planning and retirement financial planning via computer and communication networks, the internet, and social media; providing financial information, news, opinion and advice in the fields of personal budgeting and household budgeting via computer and communication networks, the internet, and social media; providing financial information, news, opinions and advice in the field of consumer spending via computer and communication networks, the internet, and social media; Processing electronic payments and transferring funds to and from the bank accounts of others; electronic transfer of funds between financial accounts; Personal financial management services, namely, customized management of non-investment personal financial accounts, daily monitoring of transactions and account balances, and budget and spending reporting and analysis through a global computer network; personal financial management that guides users via artificial intelligence in the form of virtual coaches, namely, financial advice; Financial planning, namely, the creation of personalized strategies to achieve financial independence; Financial counseling services, namely, helping others build a better working relationship with their money;

HAPPY PAYOFF

Downloadable software providing online personal lifestyle performance assessments and skill enhancement programs based on principles of emotional intelligence, by means of performance tracking, reward and incentive programs; Downloadable software for financial planning, financial management, bill tracking, expense management, and accounting; Downloadable software for personal financial management that guides users via artificial intelligence in the form of virtual coaches; Downloadable software providing personalized strategies to achieve financial independence;Conducting on-line personal lifestyle performance assessments and skill enhancement programs based on principles of emotional intelligence, by means of performance tracking, reward and incentive programs;Psychological counseling in the field of wellness;Software as a service (SaaS) services featuring software for providing online personal lifestyle performance assessments and skill enhancement programs based on principles of emotional intelligence, by means of performance tracking, reward and incentive programs; software as a service (SaaS) services featuring software for financial planning, financial management, bill tracking and management, expense tracking and management, and accounting; software as a service (SaaS) services featuring software for personal financial management that guides users via artificial intelligence in the form of virtual coaches; software as a service (SaaS) services featuring software for providing personalized strategies to achieve financial independence;

HAPPY PAYOFF

Financial information and evaluations; Financial services, namely, money lending; Savings account services, namely, provision of savings accounts services ; personal financial management services, namely, financial management services in the field of personal finance; online banking; financial transaction services, namely, budget planning in the nature of income and expense transaction tracking; financial planning; financial management; financial analysis; financial management services, namely, tracking of expenses for the purpose of budget planning; financial forecasting and analysis of financial data; financial services for financial data aggregation, namely, electronically collecting financial data from multiple accounts into a single location for financial review analysis; financial administration and management services for the management of credit and debit cards, loans, mortgages, investments and financial accounts; providing information, news, opinions and advice in the fields of banking, financial management, saving and financial planning and retirement financial planning via computer and communication networks, the internet, and social media; providing financial information, news, opinion and advice in the fields of personal budgeting and household budgeting via computer and communication networks, the internet, and social media; providing financial information, news, opinions and advice in the field of consumer spending via computer and communication networks, the internet, and social media; Processing electronic payments and transferring funds to and from the bank accounts of others; electronic transfer of funds between financial accounts; Personal financial management services, namely, customized management of non-investment personal financial accounts, daily monitoring of transactions and account balances, and budget and spending reporting and analysis through a global computer network; personal financial management that guides users via artificial intelligence in the form of virtual coaches, namely, financial advice; Financial planning, namely, the creation of personalized strategies to achieve financial independence; Financial counseling services, namely, helping others build a better working relationship with their money;PAYOFF;

HEALTHY. WEALTHY. WISE.

Financial services, namely, money lending;

HOW BIG IS YOUR D?

Financial information;

INSPIRED BY THE HUMAN RACE

Computer application software for computers, mobile phones, and hand held computers, namely, software for finance management;On-line financial planning services;

JOY

Downloadable software enabling users to view personal financial information and evaluations; downloadable software providing online personal lifestyle performance assessments and skill enhancement programs based on principles of emotional intelligence, by means of performance tracking, reward and incentive programs; Downloadable software for personal financial management; Downloadable software for online banking, financial transaction management, financial planning, financial management, bill tracking and management, expense tracking and management, and accounting; Downloadable software for forecasting and analysis of financial data; Downloadable software for financial data aggregation; Downloadable software for providing banking, financial and bill payment alerts; Downloadable software for enabling users to retrieve financial account balances and financial transaction information using mobile phones, smart phones, tablets, and mobile telecommunication networks; Downloadable software for use in processing electronic payments and transferring funds to and from others; Downloadable software for use in transferring funds between financial accounts; Downloadable software for personal financial management, namely, customized management of non-investment personal financial accounts, daily monitoring of transactions and account balances, and budget and spending reporting and analysis through a global computer network; Downloadable software for personal financial management that guides users via artificial intelligence in the form of virtual coaches; Downloadable software providing personalized strategies to achieve financial independence;Financial information and evaluations; Financial services, namely, money lending; Provision of savings accounts; Personal financial management services; online banking; financial transaction services, namely, budget planning in the nature of income and expense transaction tracking; financial planning; financial management; financial analysis; financial management services, namely, tracking of expenses; forecasting and analysis of financial data; financial data aggregation, namely, electronically collecting financial data from multiple accounts into a single location for financial review analysis; financial administration and management services for the management of credit and debit cards, loans, mortgages, investments and financial accounts; providing information, news, opinions and advice in the fields of banking, financial management, saving and financial planning and retirement financial planning, including via computer and communication networks, the internet, and social media; providing financial information, news, opinion and advice in the fields of personal budgeting and household budgeting, including via computer and communication networks, the internet, and social media; providing financial information, news, opinions and advice in the field of consumer spending, including via computer and communication networks, the internet, and social media; Processing electronic payments and transferring funds to and from others; Transferring funds between financial accounts; Personal financial management services, namely, customized management of non-investment personal financial accounts, daily monitoring of transactions and account balances, and budget and spending reporting and analysis through a global computer network; personal financial management that guides users via artificial intelligence in the form of virtual coaches; Financial planning, namely, the creation of personalized strategies to achieve financial independence; Financial counseling services, namely, helping others build a better working relationship with their money;Conducting on-line personal lifestyle performance assessments and skill enhancement programs based on principles of emotional intelligence, by means of performance tracking, reward and incentive programs;Psychological counseling in the field of wellness;Software as a service featuring software that enables users to view financial information and evaluations; Software as a service providing online personal lifestyle performance assessments and skill enhancement programs based on principles of emotional intelligence, by means of performance tracking, reward and incentive programs; Software as a service for personal financial management; Software as a service for online banking, financial transaction management, financial planning, financial management, bill tracking and management, expense tracking and management, and accounting; Software as a service for forecasting and analysis of financial data; Software as a service for providing banking, financial and bill payment alerts; Software as a service for enabling users to wirelessly view personal financial data and databases; Software as a service for enabling users to retrieve financial account balances and financial transaction information using mobile phones, smart phones, tablets, and mobile telecommunication networks; Software as a service for use in processing electronic payments and transferring funds to and from others; Software as a service for use in transferring funds between financial accounts; Software as a service for personal financial management, namely, customized management of non-investment personal financial accounts, daily monitoring of transactions and account balances, and budget and spending reporting and analysis through a global computer network; software as a service for personal financial management that guides users via artificial intelligence in the form of virtual coaches; artificial intelligence for financial management; software as a service providing personalized strategies to achieve financial independence;

MADE FOR THE HUMAN RACE

Computer application software for computers, mobile phones, and hand held computers, namely, software for financial management;Financing and loan services;

NATIONAL STRESS INDEX

Financial research and information services;

PAYOFF

Educational services, namely, training and teaching consisting of an interactive website containing cooperative and competitive examples, exercises and role playing lessons in the field of reducing debt, creating a meaningful legacy, and for bettering an individual's financial, mental, and physical well being;The drawing is amended to appear as follows: PAYOFF;PAYOFF;

PAYOFF LOAN

Financing and loan services;

PAYOFF SAVINGS

Savings and loan services;

POWERED BY PAYOFF

Financing and loan services;

SAFE TO SAVE

On-line financial planning services;

STAYINTHEBLACKFRIDAY

Computer application software for mobile phones, namely, software for finance management;STAY IN THE BLACK FRIDAY;Financial information;

THE GLOBAL COMMUNITY BANK FOR THE GENERATION FOR THE CONNECTED GENERATION

Financial counseling services, namely, helping others build a better working relationship with their money;

THE ONLINE COMMUNITY BANK

Computer application software for computers, mobile phones and handheld computers, namely, software for finance management;On-line financial planning services;

UN-LENDER

Financial information;

UN-LENDING

Financial information;

UN-LOAN

Financial information;

UNLENDER

Financial information;

UNLENDING

Financial information;

UNLOAN

Financial information;

WE CHANGE HOW PEOPLE THINK ABOUT AND USE MONEY.

Downloadable software enabling users to view personal financial information and evaluations; downloadable software providing online personal lifestyle performance assessments and skill enhancement programs based on principles of emotional intelligence, by means of performance tracking, reward and incentive programs; Downloadable software for personal financial management; Downloadable software for online banking, financial transaction management, financial planning, financial management, bill tracking and management, expense tracking and management, and accounting; Downloadable software for forecasting and analysis of financial data; Downloadable software for financial data aggregation; Downloadable software for providing banking, financial and bill payment alerts; Downloadable software for enabling users to retrieve financial account balances and financial transaction information using mobile phones, smart phones, tablets, and mobile telecommunication networks; Downloadable software for use in processing electronic payments and transferring funds to and from others; Downloadable software for use in transferring funds between financial accounts; Downloadable software for personal financial management, namely, customized management of non-investment personal financial accounts, daily monitoring of transactions and account balances, and budget and spending reporting and analysis through a global computer network; Downloadable software for personal financial management that guides users via artificial intelligence in the form of virtual coaches; Downloadable software providing personalized strategies to achieve financial independence;Financial information and evaluations; Financial services, namely, money lending; Provision of savings accounts; Personal financial management services; online banking; financial transaction services, namely, budget planning in the nature of income and expense transaction tracking; financial planning; financial management; financial analysis; financial management services, namely, tracking of expenses; forecasting and analysis of financial data; financial data aggregation, namely, electronically collecting financial data from multiple accounts into a single location for financial review analysis; financial administration and management services for the management of credit and debit cards, loans, mortgages, investments and financial accounts; providing information, news, opinions and advice in the fields of banking, financial management, saving and financial planning and retirement financial planning, including via computer and communication networks, the internet, and social media; providing financial information, news, opinion and advice in the fields of personal budgeting and household budgeting, including via computer and communication networks, the internet, and social media; providing financial information, news, opinions and advice in the field of consumer spending, including via computer and communication networks, the internet, and social media; Processing electronic payments and transferring funds to and from others; Transferring funds between financial accounts; Personal financial management services, namely, customized management of non-investment personal financial accounts, daily monitoring of transactions and account balances, and budget and spending reporting and analysis through a global computer network; personal financial management that guides users via artificial intelligence in the form of virtual coaches; Financial planning, namely, the creation of personalized strategies to achieve financial independence; Financial counseling services, namely, helping others build a better working relationship with their money;Software as a service featuring software that enables users to view financial information and evaluations; Software as a service providing online personal lifestyle performance assessments and skill enhancement programs based on principles of emotional intelligence, by means of performance tracking, reward and incentive programs; Software as a service for personal financial management; Software as a service for online banking, financial transaction management, financial planning, financial management, bill tracking and management, expense tracking and management, and accounting; Software as a service for forecasting and analysis of financial data; Software as a service for providing banking, financial and bill payment alerts; Software as a service for enabling users to wirelessly view personal financial data and databases; Software as a service for enabling users to retrieve financial account balances and financial transaction information using mobile phones, smart phones, tablets, and mobile telecommunication networks; Software as a service for use in processing electronic payments and transferring funds to and from others; Software as a service for use in transferring funds between financial accounts; Software as a service for personal financial management, namely, customized management of non-investment personal financial accounts, daily monitoring of transactions and account balances, and budget and spending reporting and analysis through a global computer network; software as a service for personal financial management that guides users via artificial intelligence in the form of virtual coaches; software as a service providing personalized strategies to achieve financial independence;

WELLTECH

WELL TECH;Financial services, namely, money lending;

YOU ARE MORE

Computer application software for computers, mobile phones, and hand held computers, namely, software for finance management;On-line financial planning services;

YOUR FUTURE IN YOUR WALLET

Computer application software for computers, mobile phones, and handheld computers namely, software for finance management;On-line financial planning services;