McCarroll, Jeffrey W.

KONKRETE

Banking; Crowdfunding; Banking and financing services; Blockchain-based payment verification services; Charitable services, namely, providing financial support to disadvantaged individuals in the United States and other countries for the purpose of facilitating health, wellness and economic development; Commodity brokerage; Commodity exchange; Credit union services; Credit unions; Financial affairs and monetary affairs, namely, financial information, management and analysis services; Financial counseling services, namely, helping others build a better working relationship with their money; Financial exchange; Financial exchange of virtual currency; Financial management; Financial services, namely, wealth management services; Financial services, namely, money lending; Financial services, namely, raising debt and equity capital for others; Financial and investment services, namely, asset and investment acquisition, consultation, advisory and development; Financial services, namely, providing for the exchange of foreign currency, commodities, financial derivatives, interest rate products, and equities via the internet and intranet systems; Insurance agency and brokerage; Insurance brokerage services; Insurance services, namely, underwriting, issuance and administration of personal, property, casualty, specialty, and other insurance; Insurance underwriting services for all types of insurance; Loyalty program payment processing services; Monetary strategy consultation and research; Money transfer; Mortgage banking; Mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; Mortgage brokerage; Mortgage financing services; Philanthropic services concerning monetary donations; Providing information regarding policy rates for all types of insurance and electronic processing of insurance claims and payment data over a web based computer network; Real estate brokerage; Trust services, namely, investment and trust company services; Underwriting, issuance and administration of annuities; Commercial and residential real estate agency services; Electronic transfer of virtual currencies; Financial services, namely, microfinance lending services; Financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network; Financial services, namely, providing electronic transfer of a virtual currency for use by members of an on-line community via a global computer network;