Io Financial Inc.

IO

Magnetically encoded credit cards; Magnetically encoded debit cards; Downloadable software in a mobile application for enabling users to purchase goods and services electronically as well as transaction authorization, credit authorization, processing electronic payments, developing budgeting strategies, and processing financial transactions by collecting, storing, and transmitting data and information for use in financing of purchases;Electronic data transmission; Providing electronic transmission of credit card or debit card transaction data and electronic payment data via a global computer network;Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Providing financial information; Electronic payment services, namely, facilitating consumer purchases of goods and services through installment payment plans via a global computer network; Electronic payment services, namely, providing electronic processing of ach and credit card transactions, debit card transactions, and electronic payments via a global computer network; Financial and banking services, namely, debt settlement, loan services, and budgeting services; Facilitating electronic processing of electronic funds transfers made via debit card, namely, verifying and processing of electronic funds transfer made via debit cards; Installment payments services; Budgeting services; Computerized financial transaction authorization, namely, providing secure commercial transactions and payment options using a mobile device, credit card, or debit card at a point of sale; Financial affairs, namely, financial advice, budgeting guidance, financial information, financial management, and financial analysis services; Financial affairs, namely, providing of consumer credit card and debit card services;Providing temporary use of on-line non-downloadable software tools as software as a service (SAAS) for purchasing goods and services electronically, namely, software for use in assessing creditworthiness, preparing, processing, managing and tracking electronic payments, developing budgeting strategies, authorizing financial transactions, and facilitating e-commerce services for users to perform electronic business transactions via a global computer network; Providing temporary use of online non-downloadable software tools as software as a service (SAAS) for facilitating electronic funds transfers and payments made via debit or credit card;

VOLTA

Downloadable software in a mobile application for personal finance management as well as financing consumer purchases electronically, refinancing consumer purchases electronically, assessing creditworthiness, preparing, processing, managing and tracking electronic payments, developing budgeting strategies, authorizing financial transactions, and facilitating e-commerce services for users to perform electronic transactions via a global computer network;Electronic data transmission; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Providing electronic transmission of electronic payment data via a global computer network;Credit and loan services; Debt advisory services; Debt consolidation services; Debt counseling services; Debt management services; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Financial affairs and monetary affairs, namely, financial information, management and analysis services; Financial loan consultation; Financing of loans; Financing of purchases; Financing services; Installment loans; Loan financing; Loan origination services specializing in installment loans; Providing financial information; Temporary loans; Electronic payment services, namely, facilitating consumer purchases of goods and services through installment payment plans via a global computer network; Financial and banking services, namely, debt settlement, loan services, and budgeting services; Installment payments services; Budgeting services; Financial affairs, namely, financial advice, budgeting guidance, financial information, financial management, and financial analysis services; Providing information in the field of finance via a global computer network;Providing temporary use of on-line non-downloadable software tools as software as a service (SAAS) for personal finance management, namely, software for use in financing consuming purchases electronically, refinancing consumer purchases electronically, assessing creditworthiness, preparing, processing, managing and tracking electronic payments, developing budgeting strategies, authorizing financial transactions, and facilitating e-commerce services for users to perform electronic transactions via a global computer network; Software as a service (SAAS) services featuring software for personal finance management;