ELECTRONIC DATA SYSTEMS CORP.

EDS AURORA POINT-OF-SALE PROCESSING SYSTEM

ELECTRONIC DATA SYSTEMS POINT OF SALE PROCESSING SYSTEM;integrating point-of-sale devices with a merchant bank's accounting systems to enable merchants to accept, authorize and settle transactions; including providing a help desk, terminal management, documentation, reference guides and warranty services, to provide a gateway and a single point of settlement for all debit transactions;

EDS CLUSTER BEHAVIORAL ANALYSIS SYSTEM

evaluating the probability of near-, mid-, and long-term write-offs of each account on a daily basis to help credit cards issuers manage their portfolios and reduce risk;

EDS COMPASS CARD PERSONALIZATION SYSTEM

personalizing credit and debit cards as an aid to issuers using the bank's plastic or by printing the bank's logo on stock plastic, then embossing the cards with cardholder information and encoding them with all other necessary information;

EDS CONSTELLATION CARDHOLDER PROCESSING SYSTEM

aiding banks to introduce new card products, determine the creditworthiness of potential customers, manage accounts more efficiently, authorize transactions, identify markets, refine portfolios and create reports;

EDS DIMENSION REPORTING SYSTEM

producing multiple reports related to credit and debit card products, available in a wide variety of electronic or paper formats;

EDS ECLIPSE EXCEPTION PROCESSING SYSTEM

ELECTRONIC DATA SYSTEMS ECLIPSE EXCEPTION PROCESSING SYSTEM;aiding in the resolution of credit card transaction disputes by providing issuing and merchant banks with information needed to comply with VISA and Mastercard regulations;

EDS FORMATION MERCHANT APPLICATION AND REPORTING SYSTEM

computer programs that facilitate quick and efficient merchant set-up in a minimal number of screens and interfaces to other computer software so that information entered once does not have to be entered again;

EDS FRONTIER PRODUCTS AND SERVICES FOR ISSUERS

financial services for banks, retailers, and corporations to process applications, introduce new credit products, personalize credit and debit cards, collect payments, process credit and debit transactions at point-of-sale, authorize credit and debit transactions, create reports, refine portfolios, implement strategies, process exceptions, manage risk, set up merchants, account for transactions and reduce fraud;

EDS GALAXY OF CARD PROCESSING SERVICES

financial services for banks, retailers, and corporations to process applications, introduce new credit products, personalize credit and debit cards, collect payments, process credit and debit transactions at point-of-sale, authorize credit and debit transactions, create reports, refine portfolios, implement strategies, process exceptions, manage risk, set up merchants, account for transactions and reduce fraud;

EDS GUIDANCE AUTHORIZATION SYSTEM

comparing transactions with credit limits, credit histories, account balances and purchasing patterns to help banks which issue credit and debit cards authorize or refuse transactions of individual customers and/or companies;

EDS HORIZON PRODUCTS AND SERVICES FOR ACQUIRERS

aiding merchant banks to accept, authorize and settle transactions; set up new merchants; track income and expenses; create reports; and track, monitor and organize disputes;

EDS MARINER MERCHANT ACCOUNTING SYSTEM

accounting services that enable merchant banks to track income and expenses;MERCHANT ACCOUNTING SYSTEM;

EDS NAVIGATOR STRATEGY IMPLEMENTATION SYSTEM

ELECTRONIC DATA SYSTEMS NAVIGATOR STRATEGY IMPLEMENTATION SYSTEM;using data, directly or indirectly, from bank files to derive and implement the most profitable strategy for portfolio management; helping banks determine when to turn accounts over for collections; when to increase or decrease a credit line and by how much; and when to reissue credit cards and for how long; and whether to authorize transactions that exceed credit limits;

EDS OBSERVER FALCON RISK MANAGEMENT AND FRAUD DETECTION SYSTEM

training bank employees with respect to fraudulent credit and debit transactions;processing transactions through information processing centers in the United States, Mexico, Canada or Europe to help identify fraudulent credit and debit card transactions before, during and after a transaction takes place;ongoing servicing and support to banks with respect to use of service and goods with respect to fraudulent credit and debit transactions;

EDS OBSERVER FALCON RISK MANAGEMENT AND FRAUD DETECTION SYSTEM

computer program for fraud detection and that helps identify fraudulent credit and debit card transactions before, during and after transactions take place;

EDS ORION COLLECTION SYSTEM

helping issuers of credit collect payments from delinquent customers;

EDS PIONEER TURNKEY CREDIT CARD PROCESSING SYSTEM

issuance of credit cards, processing of transactions, management of portfolios, and providing banks the ability to establish and maintain accounts by providing them with on-line access to all information related to the above services;

EDS PROBE DATA MANAGEMENT SYSTEM

enabling the issuer of credit and debit cards to create ad hoc reports on an as needed basis and mining of information from a customer database;

EDS PROPEL DEBIT CARD PROCESSING SYSTEM

providing banks with full support of off-line debit products, including collating relevant customer information and forming reports;

EDS SPECTRUM COMMERCIAL CARD PROCESSING SYSTEM

personalizing and issuing specialized employee credit cards that help companies control expenses with a variety of preformatted and ad hoc reporting options and restrictions on how cards can be used;

EDS SURVEYOR APPLICATION PROCESSING SYSTEM

consulting of all major United States and Canadian credit reportingt services from credit information collected from applicant, scoring of application, and returning answer to lending;

EDS SURVEYOR APPLICATION PROCESSING SYSTEM

computer software that process applications for credit card, debit card, installament loan and mortgage applications using issuer-set parameters;

EDS TRACER COMMERCIAL CARD REPORTING SYSTEM

computer program which collates relevant customer data and produces required daily reports at the customer's desktop in a variety of formats;

EDS TRACER COMMERCIAL CARD REPORTING SYSTEM

collating customer data and producing required printing of reports at the customer's desktop in a variety of formats;