CELERANT CONSULTING HOLDINGS LIMITED

5 BOX MODEL

Accident insurance underwriting; appraisals for insurance claims of personal property; appraisals for insurance claims of real estate; claims adjustment in the field of insurance; dental health insurance underwriting and administration; dental health insurance administration; electronic processing of insurance claims and payments data; fire insurance underwriting; insurance actuarial services; insurance administration; insurance agencies; insurance brokerage' insurance claim administration, insurance claims processing; insurance consultation; insurance subrogation and salvage; insurance subrogation; insurance underwriting services for all types of insurance; life insurance underwriting; marine insurance underwriting; medical insurance underwriting;underwriting insurance for pre-paid health care; underwriting insurance for pre-paid legal services; accounts receivables financing; assuming financial risk of others by entering into options and swaps; business finance procurement services, equipment financing services; financial analysis and consultation; financial clearinghouses; financial exchange; financial forecasting; financial guarantee and surety; financial information in the nature of rates of exchange; financial information provided by electronic means; financial information processing; financial management; financial planning; financial portfolio management; financial research; financial services in the nature of an investment security; financial services in the field of money lending; financial services, namely, providing on-line stored value accounts in an electronic environment; financial services, namely, money lending; financial services, namely, investment fund transfer and transaction services; financial valuation of personal property and real estate; financing services; lease-purchase financing; loan financing; venture capital services, namely, providing financing for emerging and start-up companies; financial consultation to businesses; financial analysis and consultation in the nature of assisting clients with financial and strategic initiatives, namely, financial restructuring value-based management, executive compensation design, privatization, mergers, acquisitions,alliances and joint ventures, takeover defense, financial engineering, asset options, hedging and risk management;Accounting services, advertising agencies; industrial asset management services, namely, auctioning liquidating and remarketing industrial assets of others; cooperative advertising and marketing; business consultation, namely, advice relating to the implementation of computerized business systems; conducting business and market research surveys, namely, analysis of advertising response and market research; industrial asset management services, namely, auctioning liquidating and remarketing industrial assets of others; business auditing; business appraisals; business management; business operations management; business research; preparing advertisements for other for use on web pages; consulting relating to operational strategy of businesses; cost/price analysis; computerized database management; data processing services; economic forecasting and analysis; business management consulting services; business management consulting services provided to multiple sectors; conducting business and market research surveys; business operations management consulting; consulting in the field of business organization; personnel management consultation; preparing business reports; business supervision, namely, project management of implementation of operations strategy of businesses; developing promotional campaigns for business; providing statistical information for business and commercial purposes;Computer hardware and software consulting services; computer programming; computer disaster recovery planning; computer services, namely, data recovery services; recovery of computer data; consulting services in the field of design, selection, implementation and use of computer hardware and software systems for computerizing businesses; design, selection, implementation and use of computer hardware and software systems for computerizing businesses; computer services, namely, designing and implementing web sites for others; computer services, namely, creating and maintaining web sites for others; providing customized on-line web pages featuring user-defined information, which includes search engines and on-line web links to other webs sites; providing information relating to computer hardware or software provided on-line form a global computer network or the Internet; consulting in the field of information technology; providing information relating to the implementation of computerized business systems and communications systems; technical support services, namely, troubleshooting of computer hardware and software problems, technical support, namely, monitoring of network systems, technical support, namely, providing back-up computer programs and facilities; consultancy services all relating to the above;

CELERANT

Insurance brokerage; financial planning; financial analysis and consultation for businesses; financial management; financial analysis and consultation in the fields of financial restructuring value-based management, executive compensation design, privatization, mergers, acquisitions, alliances and joint ventures, takeover defense, financial engineering, asset options, hedging and risk management; consultation in the field of asset management, for the optimization of physical assets to deliver sustainable financial improvement in operational efficiency and effectiveness; providing information in the fields of the above;Accountancy services; advertising agencies, dissemination of advertising for others via the Internet, direct mail advertising and business marketing consulting services; market analysis in the field of advertising; market research; business auditing; account auditing; business appraisals; business information services relating to market research, business research, cost/price analysis, economic forecasting and analysis and market survey; business information services provided online from a computer database or the Internet relating to services relating to market research, business research; cost/price analysis, economic forecasting and analysis and market survey; business management; business research; preparing advertisements for others; consultancy relating to operational strategy of businesses; cost/price analysis; database management services; data processing; economic forecasting and analysis; business management consultancy services and risk management; business management consultancy services provided to multiple sectors; market research; conducting market research surveys; consultation in the fields of business management; business organization consultancy; personnel management consultation; preparing business reports for others; providing statistical information;Computer hardware and software consulting services; computer programming for others; computer services, namely, data recovery services; computer network design for others; graphic design for the compilation of web pages on the Internet; providing technical support in the nature of troubleshooting computer hardware and software problems; design, creation, hosting, maintenance of web sites for others; information technology consultancy services; consulting services related to the design, selection, implementation and use of computer hardware and software for business system use; providing information and consultation in the field of computer systems containing business information; providing information in the field of implementation of business computer systems for the purpose of aiding in a consumer's purchasing decision;

CLOSEWORK

Providing insurance consultancy and risk management services; financial services, namely, financial management and financial planning; investment services, namely asset management services; provision of financial advice to businesses; financial and investment management services including services assisting clients with the management of their full range of assets; financial analysis and consultation in the nature of assisting clients with financial and strategic initiatives namely, financial restructuring value-based management, executive compensation design, privatization, mergers, acquisitions, alliances and joint ventures, takeover defense, financial engineering, asset options, hedging and risk management;CLOSE WORK;Accountancy services; advertising and marketing services; information and data analysis relating to advertising and market research; industrial asset management services, namely, auctioning, liquidating and re-marketing industrial assets of others; business auditing; business appraisals; business administration; business information services in the field of consultancy services provided online from a computer database or the Internet; business management; management and operations assistance to commercial businesses; business research; advertising services, namely, composing advertisements for use as web pages; consultancy relating to operational strategy of businesses; cost/price analysis; database management services; data processing; economic forecasting and analysis; business management consultancy services; business management consultancy services provided to multiple sectors; market research; conducting business and market surveys; business operations management consultation; preparing business reports; business project management of the implementation of operations strategy of businesses; advertising and promotion services relating to the sale of articles and services for third parties by the transmission of advertising material and the dissemination of advertising messages on computer networks; statistical information for business or commercial purposes;Computer hardware and software consulting services; computer programming for others; computer services, namely, data recovery services; development and design of computerized business systems and consulting related thereto; design of websites for others; graphic design for the compilation of web pages on the Internet; information relating to computer hardware or software provided on-line from a global computer network or the Internet; creating and maintaining web-sites; hosting the web-sites of others; computer consultation services, namely information technology consultancy services; provision of information relating to the implementation of computerized business systems; consultancy relating to the implementation of computerized business systems; computerized business system development, design and consultancy including the development and design of original or adapted computer software applications; technical support and consultation services for clients in the design, implementation and management of computer systems, databases and software applications; providing information and consulting services in the fields for the aforementioned services;

CLOSEWORK

Publication of electronic magazines; publication of electronic newspapers accessible via a global computer network, providing on-line non-downloadable publications in the nature of newsletters, magazines, articles, books, periodical publications, brochures, booklets, pamphlets, manuals, journals, leaflets; educational services in the nature of providing training courses in the field of consulting and business information services; organizing community, sporting and cultural events; publication and distribution of books, reviews and other printed matter as well as related electronic data carriers; publication of books, magazines, journals, newspapers, periodicals, catalogues, brochures; production of radio and television programs; arranging of exhibitions, seminars and conferences; production of video and audio cassettes, CDs, and DVDs; motion picture film production; electronic publishing services, namely, publication of text and graphic works of others on CD, DVD, online, video and audio cassette featuring business information and information in the field of consultancy services;downloadable electronic publications in the nature of newsletters, magazines, articles, press releases, books, periodical publications, brochures, booklets, pamphlets, manuals, journals, leaflets in the field of consulting services; management consulting computer software featuring data processing applications that provide methodologies to clients in the aerospace, automotive, chemical, consumer goods, energy, financial services, government, life sciences, health care, manufacturing, metals and mining, pulp and paper, retail, telecoms and utilities industries in order to improve the operating efficiency resulting in increased productivity and profitability of the target business in the aforementioned fields;Printed matter, namely, books, magazines, press releases, periodicals, newsletters, booklets, pamphlets, manuals, journals, leaflets, loose-leaf publications featuring information concerning consultancy services; advertising and promotional materials in the nature of brochures magazines, pamphlets and leaflets featuring consulting services;CLOSE WORK;

MCRS

Providing insurance consultancy and risk management services; financial services, namely, financial management and financial planning; investment services, namely asset management services; provision of financial advice to businesses; financial and investment management services including services assisting clients with the management of their full range of assets; financial analysis and consultation in the nature of assisting clients with financial and strategic initiatives namely, financial restructuring value-based management, executive compensation design, privatization, mergers, acquisitions, alliances and joint ventures, takeover defense, financial engineering, asset options, hedging and risk management;Accountancy services; advertising and marketing services; information and data analysis relating to advertising and market research; industrial asset management services, namely, auctioning, liquidating and re-marketing industrial assets of others; business auditing; business appraisals; business administration; business information services in the field of consultancy services provided online from a computer database or the Internet; business management; management and operations assistance to commercial businesses; business research; advertising services, namely, composing advertisements for use as web pages; consultancy relating to operational strategy of businesses; cost/price analysis; database management services; data processing; economic forecasting and analysis; business management consultancy services; business management consultancy services provided to multiple sectors; market research; conducting business and market surveys; business operations management consultation; preparing business reports; business project management of the implementation of operations strategy of businesses; advertising and promotion services relating to the sale of articles and services for third parties by the transmission of advertising material and the dissemination of advertising messages on computer networks; statistical information for business or commercial purposes;Computer hardware and software consulting services; computer programming for others; computer services, namely, data recovery services; development and design of computerized business systems and consulting related thereto; design of websites for others; graphic design for the compilation of web pages on the Internet; information relating to computer hardware or software provided on-line from a global computer network or the Internet; creating and maintaining web-sites; hosting the web-sites of others; computer consultation services, namely information technology consultancy services; provision of information relating to the implementation of computerized business systems; consultancy relating to the implementation of computerized business systems; computerized business system development, design and consultancy including the development and design of original or adapted computer software applications; technical support and consultation services for clients in the design, implementation and management of computer systems, databases and software applications; providing information and consulting services in the fields for the aforementioned services;

PEOPLEPOWER

Insurance agency services; financial services, namely, financing services; provision of investment advice to businesses; financial analysis and consultation in the nature of assisting clients with financial and strategic initiatives namely, financial restructuring, value-based management, executive compensation design, privatization, mergers acquisitions, alliances and joint ventures, takeover defense, asset management services;PEOPLE POWER;Accountancy services; advertising agencies; business marketing consulting services; market analysis and market research; industrial asset management services, namely, auctioning, liquidating and remarketing industrial assets of others; account auditing; business appraisals; business research; cost/price analysis; computerized database management services; data processing; economic forecasting and analysis; business management consultancy services; business management consultancy services provided to multiple sectors; conducting business and market research surveys; business operations management consultation; business organization consultation; personnel management consultation; preparing business reports; promoting the goods and services of others through the distribution of discount cards; providing statistical information for business or commercial purposes, all of the foregoing services are exclusive of those directed to intranet-based computer software which generates reports used by business managers to identify and evaluate employee skills, training, education, experience and work performance for purposes of making decisions concerning staffing, training and succession planning and used by employees to identify the skills, training, education and experience needed to develop and advance their careers within their current organization;Computer hardware and software consulting services; computer programming for others; computer services, data recovery services; computer services, namely, designing and implementing websites for others; graphic art design for the compilation of web pages on the Internet; information relating to computer hardware or software provided on-line from a global computer network or the Internet; computer services, namely, creating and maintaining web sites for others; hosting the web sites of others on a computer server for a global computer network; information technology consultation services; provision of information relating to the implementation of computerized business systems and communications systems; consultation services for managing computer systems, databases and applications; information, advisory and consultancy services all relating to the aforesaid; computer consultation in the field of computerized business systems, all of the foregoing services are exclusions of those directed to intranet-based computer software which generates reports used by business managers to identify and evaluate employee skills, training, education, experience and work performance for purposes of making decisions concerning staffing, training and succession planning and used by employees to identify the skills training education and experience needed to develop and advance their careers within their current organization;