BENEFICIAL STATE BANCORP, INC.

ALBINA COMMUNITY BANK

Banking; banking consultation; commercial lending services; consumer lending services; ATM banking services; merchant banking services; banking and financial services, namely, bank accounts and credit card accounts, financial loan consultation, financial consulting, home equity loans, loan financing, installment loans; on-line banking services; telephone banking services; providing a website featuring information about banking;COMMUNITY BANK;

ONE PACIFICCOAST FOUNDATION

Charitable services, namely, providing funds for the purpose of undertaking community and neighborhood programs and initiatives to help eliminate discrimination in consumer lending and banking, encourage affordable housing, stimulate community development, increase financial literacy, and assist small business owners;ONE PACIFIC COAST FOUNDATION;Charitable services, namely, organizing and developing projects for the purpose of undertaking community and neighborhood programs and initiatives to help eliminate discrimination in consumer lending and banking, encourage affordable housing, stimulate community development, increase financial literacy, and assist small business owners;FOUNDATION;

WELCOME TO BENEFICIAL BANKING

Banking services; financing and loan services; credit card services; debit card services; safety deposit box services; providing secure financial transactions in the nature of electronic cash transactions, electronic credit card transactions, electronic debit transactions, electronic check processing transactions and electronic transmission of bill payment data via a global computer network;BANKING;