BANCO DE IBEROAMERICA. S.A.

IBERFON

ELECTRONIC COMMUNICATION SERVICES; NAMELY, ELECTRONIC TRANSMISSION OF DATA AND MESSAGES VIA TELEPHONE, TELEGRAPH, TELEFAX AND COMPUTER TERMINALS; TELEPHONE COMMUNICATION SERVICES; AND RADIO AND TELEVISION COMMUNICATION SERVICES;INSURANCE AGENCY SERVICES IN THE FIELD OF HOME, ACCIDENT, LIFE, AND FIRE; CURRENCY EXCHANGE SERVICES; FINANCIAL CLEARINGHOUSE SERVICES; CO-OPERATIVE CREDIT SERVICES; INVESTMENT TRUST SERVICES FOR HOLDING COMPANIES; BROKERAGE SERVICES RELATING TO STOCKS, BONDS AND REAL ESTATE; REAL ESTATE TRUSTEE SERVICES AND TRUSTEESHIP REPRESENTATIVES; ISSUING OF TRAVELERS CHECKS, CREDIT CARDS SERVICES AND ISSUING LETTERS OF CREDIT; FINANCIAL ANALYSIS; BANKING SERVICES; INVESTMENT OF FUNDS FOR OTHERS; COLLECTION AND CREDIT AGENCIES; FIDUCIARY REPRESENTATIVE, LEASE-PURCHASE AND LOAN FINANCING SERVICES; REAL ESTATE APPRAISAL AND MANAGEMENTS; SAFE DEPOSIT BOX SERVICES;