FINANCIAL ADVISORY SERVICES MUTUAL

Brand	Owner	Address	Description
COLUMN	The Northwestern Mutual Life Insurance Company	720 East Wisconsin Avenue Milwaukee WI 53202	Financial advisory services and mutual fund investment services;
	Where the owner name is not linked, that owner no longer owns the brand

Technical Examples

The invention provides consumers with the services of multiple cards or accounts while allowing consumers to carry a single card, transponder, code and/or other access device. Because the card may access combined services such as financial transaction services and transportation services, the system may facilitate charging the financial account for the transportation services. The system may allow the consumer to use loyalty points or geographic based loyalty points to pay for the transportation services. The system may also limit the use of certain loyalty points based upon the geographic area for certain transportation services in certain geographic areas.