The Development Bank of Singapore Limited

DBS

insurance, namely, accident, fire, life and medical insurance underwriting, insurance agency services, insurance brokerage, insurance claims administration, insurance claims processing, insurance consultation; monetary affairs, namely, monetary exchange, monetary transfer; real estate affairs, namely, administration of financial affairs relating to real estate, advisory services relating to real estate ownership, arranging of loan agreements secured on real estate, arranging of shared ownership of real estate, arranging of provision of finance for real estate purchase, assisting in the acquisition of and interests in real estate, capital investment in real estate, corporate real estate advisory services, financial evaluation of real estate, financial services relating to real estate, financing services relating to real estate development, insurance services relating to real estate, investment advisory services relating to real estate, services for investment in real estate, provision of real estate loans, leasing of real estate, research services relating to real estate; investment services, namely, capital investment consultation, commodity investment advice, investment of funds for others, investment management of and distribution of variable annuities, real estate investment; credit services, namely, consumer credit services, credit consultations, credit arranging services, credit brokerage, credit bureaus, credit facility services, credit financing, credit fund transfer services, credit management services, credit services for use in the purchase of goods and services; securities services, namely, securities and commodities advisory, brokerage, financing and investment services; securities and commodities services, namely, securities and commodities advisory, brokerage, financing and investment services; underwriting services, namely, debt, financial, insurance, securities and share underwriting; financial clearing house services; fiduciary representative services; arranging for loan financing; arranging for the financing of new homes; administration of estates and trusts; financing services; administrative of employee pension plans; taxation services, namely, financial advices relating to taxation, taxation planning services, advisory services relating to taxation; financial advisory services; financial appraisals, namely, financial valuation of personal property and real estate; financial asset management; financial brokerage, namely, securities brokerage, commodities brokerage; financial credit services, namely, consumer financial credit services, financial credit advice, financial credit arranging services, financial credit brokerage, financial credit bureau services, financial credit facility services, credit financing, financial credit fund transfer services, financial credit management services, financial credit services for use in the purchase of goods and services; financial economic advisory services; financial economic analysis; financial evaluations in respect of insurance, banking and real estate; financial exchange services; fund management services; financial guarantee services; provision of financial information; financial intermediary services; investment of funds for others; financial lending, namely, money lending; financial loss management; financial management services; financial management of funds and stocks; financial market information services; financial nominee services, namely, investment, nominee and trust company services; financial planning services; financial portfolio management; financial research; financial strategy consultancy services; financial trust management; financing of acquisitions; financing services; investing of funds for others; investment advice; investment asset management; investment banking; investment brokerage; investment business services, namely, investment consultation, investment management; investment fund management; monetary transfer services; monetary exchange services, monetary transaction services; money brokerage; money order services; money transfer services; banking services in relation to the electronic transfer of funds; currency exchange; banking via the global communications network; home banking; automated teller machine services; charge card services; credit card management services; credit card payment processing services; debit card services; saving bank services; financial affairs, namely, financial analysis and consulting, and preparation of financial reports and analyses; advisory, administrative, information and consultancy services in respect of all of the aforesaid; provision of all of the aforesaid services online from a computer database or through the global communications network;

DBS

insurance; financial affairs; monetary affairs; real estate affairs; banking, investment and credit services; deposit taking; securities and underwriting; financial clearing services; fiduciary services; arranging of finance and loans; services relating to dealings in securities and commodities; administration of estates and trusts; provision of finance; raising of finance; finance leasing; pension services; taxation services; financial advisory services; financial appraisals; financial asset management; financial brokerage; financial credit services; financial economic advisory services; financial economic analysis; financial evaluations in respect of insurance, banking and real estate; financial exchange services; fund management services; financial guarantee services; provision of financial information; financial intermediary services; financial investment fund services; financial leading; financial loss management; financial management services; financial management of funds and stocks; financial market information services; financial nominee services; financial planning services; financial portfolio management; financial research; financial strategy consultancy services; financial trust management; financial valuation service; financing of acquisitions; financing services; investing of funds; investment advice; investment asset management; investment banking; investment brokerage; investment business services; investment fund management; monetary transfer services; monetary exchange services, monetary transaction services; money brokerage; money order services; money transfer services; banking services in relation to the electronic transfer of funds; currency exchange; banking via the global communications network; home banking; cash dispenser services; cash card services; charge card services; credit card management services; credit card payment processing services; debit card services; saving bank services; advisory, administrative, information and consultancy services in respect of all of the aforesaid; provision of all of the aforesaid services online from a computer database or through the global communications network;