:CERTEGY

Financial services, namely, [ banking services; electronic banking; ] retail financing; electronic processing and management of billing, payment and debit transactions; [ credit card, charge card, stored value card, and payment card transaction authorization and processing for issuers and merchants; services in connection with issuance of credit cards, debit cards, charge cards, stored value cards, and other payment cards; application processing in connection with applications for credit cards, debit cards, charge cards, stored value cards, other payment cards, and other loans; providing financial marketing enhancement services and loyalty programs such as discount travel, insurance, one stop shopping, and card reward and rebate programs to enhance the value of credit cards, debit cards, charge cards, stored value cards, other payment cards, and banking and financial accounts; ] check transaction processing; check authorization, verification, guarantee, and other check risk management services; check cashing services; collections services; electronic bill payment services; and providing the foregoing financial services through wired and wireless telecommunications and electronic media including the Internet

:CERTEGY

Financial services, namely banking services; electronic banking; retail financing; electronic processing and management of billing, payment and debit transactions; credit card, charge card, stored value card, and payment card transaction authorization and processing for issuers and merchants; services in connection with issuance of credit cards, debit cards, charge cards, stored value cards, and other payment cards; application processing in connection with applications for credit cards, debit cards, charge cards, stored value cards, other payment cards, and other loans; providing financial marketing enhancement services and loyalty programs such as discount travel, insurance, one stop shopping, and card reward and rebate programs to enhance the value of credit cards, debit cards, charge cards, stored value cards, other payment cards, and banking and financial accounts; check transaction processing; check authorization, verification, guarantee, and other check risk management services; check cashing services; collections services; electronic bill payment services; and providing the foregoing financial services through wired and wireless telecommunications and electronic media including the Internet

CARDSOURCE

financial services, namely, providing, financial institutions with on-line information about their accounts and cardholders

CARDSOURCE COLLECTIONS

Computer software for use by financial institutions in connection with credit card account collections activities

CERTEGY

Financial services, namely, [ banking services; electronic banking; retail financing; electronic processing and management of billing, payment and debit transactions;] credit card, charge card, stored value card, and payment card transaction authorization and processing for issuers and merchants; [ services in connection with issuance of credit cards, debit cards, charge cards, stored value cards, and other payment cards; application processing in connection with applications for credit cards, debit cards, charge cards, stored value cards, other payment cards, and other loans;] check transaction processing; check authorization, verification, guarantee, and other check risk management services; check cashing services; collections services; electronic bill payment services; and providing the foregoing financial services through wired and wireless telecommunications and electronic media including the Internet

CERTEGY

Financial services, namely banking services; electronic banking; retail financing; electronic processing and management of billing, payment and debit transactions; credit card, charge card, stored value card, and payment card transaction authorization and processing for issuers and merchants; services in connection with issuance of credit cards, debit cards, charge cards, stored value cards, and other payment cards; application processing in connection with applications for credit cards, debit cards, charge cards, stored value cards, other payment cards, and other loans; check transaction processing; check authorization, verification, guarantee, and other check risk management services; check cashing services; collections services; electronic bill payment services; and providing the foregoing financial services through wired and wireless telecommunications and electronic media including the Internet

CERTEGY

PROMOTING THE USE OF ITS CUSTOMERS' SERVICES THROUGH LOYALTY PROGRAMS, NAMELY, PROVIDING DISCOUNT TRAVEL, DISCOUNT INSURANCE, ONE STOP SHOPPING, CARD REWARD, CASH BACK, AND REBATE POINTS FOR THE PURCHASE OF MERCHANDISE AND SERVICES, AS INCENTIVE FOR USING CREDIT CARDS, DEBIT CARDS, CHARGE CARDS, STORE VALUE CARDS, OTHER PAYMENT CARDS, AND BANKING AND FINANCIAL ACCOUNTS

CERTEGY EASYLOAN

computer software for processing loan accounts

PATHWAYS

check acceptance verification of point of sale, check guarantee services, processing of return of check data and forwarding of information to collection agencies regarding collections, marketed to retailers, groceries, drug stores, and petroleum stations

PATRIOT GUARD

Providing a system allowing financial institutions to verify customer identity information via a web-based interface