Home
INSURANCE FINANCIAL VALUATION SERVICES LOAN
|
|
| Brand | Owner (click to sort) |
|---|---|
| %) | Cole, Terence |
| DVQ-NET | Cole, Terence |
Technical Examples
- A computer-implemented process creates a financial plan for parental funding of a student's college education. The plan includes a variable life insurance policy, a schedule of estimated college loans to be applied for by the parent for each of the years of attendance by the student, consolidation loan recommendations for consolidation of the annual college loans, including monthly debt servicing amounts for the consolidation loan, and debt servicing recommendations for making withdrawals or loans against the accumulated value of the life insurance policy to pay at least some of the monthly debt servicing amounts of the consolidation loan.
- A portal facilitates electronic business communication between independent agents and connected financial services providers such as terminals of insurance firms, etc. By means of a data transmission via the portal and a format conversion, all the data relevant to the preparation, arrangement, and provision of a financial service, for example of insurance firms, are handled electronically. It is thus possible to substantially dispense with paper-based manual processing of data.
- A method and system are provided which enables automotive dealers to use a standard PC and Internet-type browser software package to enter credit/loan application data over the Internet. Such data can then be automatically distributed via the Internet to designated financial institutes or loan service providers for processing. The system also receives responses back from the service providers and displays these responses to the requesting dealer. To accommodate financial institutions which have not been provided with prearranged access, the system provides automatic enablement of facsimile transmission to dealer-chosen banks and credit unions. In addition, other information which facilitates the automotive credit process, such as completion of standard department of motor vehicles forms, insurance forms, etc., may also may be collected and transmitted electronically to the institution/company either directly or through a credit application service provider, with electronic responses provided back to the requesting dealer.
- A financial simulation computer program product and method to create a project preparation, negotiating, and testing environment using standard project finance tools. A computer usable medium having computer-readable program code is embodied in a medium for generating financial statements, financial data, charts, graphs and reports using the standard project finance tools. The product and method allow automatically generated or manual entry of and editing of capital expenditure time series for multiple contracts in multiple capital expenditure categories. Limited recourse including debt service reserve accounts, stand-by loans and risk-sharing with suppliers and off-takers is taken into account. A desired financing time horizon is selected for each loan. For each loan the user can either manually enter disbursements or select a capital expenditure category and finance a percentage of the category. A loan disbursement time series is automatically generated. A loan disbursement times series is optionally generated independently of changes in capital expenditures and exchange rates based upon an earlier automatically generated loan disbursement time series.
- An automated loan underwriting system and method automates the logic implemented by a loan underwriter, saving the loan originator time and money. Each lending institution can set up its own decisioning criteria, enabling customers to customize the process in which a proper evaluation, owners and encumbrance report, or title product is selected for a loan application within a given set of characteristics. The system and method allow for the automatic upgrading to another product without involvement of the loan processor, helping to reduce time delays in the loan origination process. The speed and automation allow for more underwriting checks to be applied against each loan.
Thank you for using Findownersearch.com. If you have any comments or suggestions, please contact us.