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CREDIT REPORTING AGENCY
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Technical Examples
- An account data access method allowing access to an agency account database, such as that of a collection or other debt recovery agency, from public sites over a network by agency affiliates and clients of the agency. The invention provides for secure access to a client's accounts using a web browser over the internet. The invention also provides for different levels of access to the accounts among different representatives of the client.
- A transmission base flow control device including a first credit counter, shared by an active system and a preparatory system of a reception device, managing a credit value of the active system; a second credit counter and a third credit counter counting the credit values for each system of the active system and the preparatory system of the reception device; a differential counter holding a difference between the credit value counted by the second credit counter and the credit value counted by the third credit counter; and a control unit matching, according to the difference held by the differential counter, the credit values of the first credit counter and the second credit counter or the credit values of the first credit counter and the third credit counter with a credit value corresponding to the reception device of a new active system after switching the system of the reception device.
- An Accounts Receivable System (ARS) provides an option to a client to outsource the client's accounts receivable function. The ARS is divided into five separate modules, which includes a Credit Inquiry Module, a Remittance Processing Module, an Accounts Receivable Claim Module, a Maintenance Module, and an Administration Module. The ARS provides a full range of trade receivables Credit & Collection services involving credit evaluation, credit granting, customer collection and account reconciliation, cash receipt, application and banking, all account receivables (A/R) reporting, consolidation, including customer statement preparation and mailing, ending with direct feeds to the client's general ledger system (G/L) for the client's financial statement preparation.
- A system for transmitting credit transaction data, such as an authorization request, is provided. The system includes a remote hub system that is connected to a communications medium, such as the Internet. The remote hub system receives credit transaction data, such as an authorization request, a credit card number, and a transaction amount, from one or more point of sale systems, such as credit card authorization terminals. The remote hub system then encrypts the credit transaction data, and transmits the encrypted credit transaction data over the Internet to a gateway system. The gateway system decrypts the encrypted credit transaction data and transmits the credit transaction data to an authorization system.
- Reporting tools used to manage an asynchronous transfer mode (ATM) network. Tools include a trunk inventory reporting tool, a trunk utilization reporting tool, an exceptions reporting tool and a flow control processor activation utility. Reports generated by these the tools include information about the operation and capacity of trunks, switches and user network interfaces.
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