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CREDIT CARD TRANSACTION or CREDIT CARD TRANSACTIONS

Brand	Owner (click to sort)
06 GOLEO VI	Federation Internationale de Football Association (FIFA)
06 GOLEO VI	Federation Internationale de Football Association (FIFA)
1	First National of Nebraska, Inc.
1-800-BANKCARD	Credit Card Processing USA, Inc.
15 YEARS IN THE PURSUIT OF EXCELLENCE ACFN AMERICAN CONSUMER FINANCIAL NETWORK	A.F.F.A. Inc.
4TH WALL	COINSTAR, INC.
A BETTER WAY TO SWIPE MONEY	indyhost.net, inc.
AAMONTE	AAVANT BANCARD, INC.
ABACUS MERCHANT SERVICES	TEKNOR, INC.
ABTEK	American BankCard Processing, Inc.
ACCEPT MERCHANT SERVICES	BA MERCHANT SERVICES, LLC
ACCESSNET	FIRST DATA GOVERNMENT SOLUTIONS, INC.
ACFN	A.F.F.A. Inc.
ACTION CARD	C&S INTELLECTUAL PROPERTY HOLDINGS CORP.
ALL-AMERICAN COMPUTER	Kornman, Michael
ALL-AMERICAN HD	Kornman, Michael
ALL-AMERICAN PC	Kornman, Michael
ALL-AMERICAN PLASMA	Kornman, Michael
ALLAMERICANPC.COM	Kornman, Michael
ALLIANCE FOR MOBILITY	Deutsche Telekom AG
ALLIANCEDATA	ALLIANCE DATA SYSTEMS CORPORATION
ALLIANCEDATA	ALLIANCE DATA SYSTEMS CORPORATION
ALLIED MERCHANT SERVICES	Batten, Michael, C Batten, Michael, C
ALLOW CARD OF AMERICA INC.	Beans, Marla J.
ALPHA CARD SERVICES	Alpha Card Services, Inc.
ALPHYRA OC	ALPHYRA GROUP LIMITED
AMERICAN AIRLINES FEDERAL CREDIT UNION	American Airlines, Inc.
AMERICAN TELNET	American TelNet, Inc.
AMERIMERCHANT	AmeriMerchant, LLC
AMERIMERCHANT	AmeriMerchant, LLC David Goldin, United States Citizen
ARMADA	ALLIANCE DATA SYSTEMS CORPORATION
ARTS.COM	Jensen, Lorna
AUCTION MOJO	Standard Internet, Corp.
AVANT	Transpay - USA, Inc.
AXEUS	Axeus, Inc.
AZTECA PROCESSING INC.	Azteca Processing Inc.
AZURE	AZURE SOLUTIONS LIMITED
BANCO MILLENNIUM	Banco Comercial Portugues, S.A.
BANKERSBANK CARD SERVICES	TIB THE INDEPENDENT BANKERSBANK
BANKTRANS	Systemsoft Corporation
BIG CARD	Menard, Inc.
C CARDSCIENCE	CARDSCIENCE, INC.
CAPAZOO	Verville, Michel
CARDSMITH	CardSmith, LLC
CARDSMITH	CardSmith, LLC
CASH IN YOUR COINS	COINSTAR, INC.
CASH PASS	Software Consultants (I.S.) Inc.
CASHSYSTEMSINC	Cash Systems, Inc.
CC BILL	Cave Creek Wholesale Internet Exchange,LLC DBA CC Bill
CC CONNECT MERCHANT PAYMENT SERVICES	Connect Merchant Payment Services
CDC IXIS	CDC FINANCE-CDC IXIS
CDC IXIS VENTURES	CDC FINANCE-CDC IXIS
CHARGENATIONAL	PAYMENT SYSTEMS MERCHANT SERVICES, INC.
CHITTENDEN MERCHANT SERVICES	Chittenden Trust Company
CMI	Deutsche Telekom AG
COMMERCEKEY	CommerceKEY.com Inc.
COSTCO	COSTCO WHOLESALE MEMBERSHIP, INC.
COSTCO	COSTCO WHOLESALE MEMBERSHIP, INC.
COSTCO ONLINE	COSTCO WHOLESALE MEMBERSHIP, INC.
COSTCO WHOLESALE	COSTCO WHOLESALE MEMBERSHIP, INC.
COSTCO WHOLESALE EXECUTIVE MEMBER	COSTCO WHOLESALE CORPORATION
CREDITCARDMAN.COM AND DESIGN	Creditcardman, Inc.
CREDOMATIC	CREDOMATIC OF FLORIDA, INC.
CREDOMATIC MEMBER BAC \| CREDOMATIC NETWORK	CREDOMATIC OF FLORIDA, INC.
CRESCENT	Crescent Processing Company, LP Crescent Processing Company GP, LLC, a Texas limited liability company
CYBERMERCHANT	Yuill, Rick
DABOW-INC. ELECTRONIC COMMERCE SOLUTIONS SINCE 1990	Bowles, David
DAIYAT.COM	Halkes, Adrian
DAS	Diversified Acquiring Systems
DEUTSCHE POST FULFILMENT	Deutsche Post AG
DEVINIX	eProcessing Group Holdings
DIRECT ALLIANCE	Direct Alliance Corp.
DIRECT ALLIANCE	Direct Alliance Corp.
DIRECTSITE	DirectSite Corporation
DIYI.COM	Halkes, Adrian
E	COSTCO WHOLESALE CORPORATION
E	eFunds Corporation
E E ? FUNDS	eFunds Corporation
E EFD	eFunds Corporation
EAGLE MERCHANT SERVICES	EAGLE MERCHANT SERVICES, INC
EBOSA	Millenia Media Group Inc.
ECS WEB STORE	Electronic Card Systems, Inc.
EFD	eFunds Corporation
EFTPLUS	McGlashan Associates LLC
ELECTRIC CITY	Cowboy Maloney Appliance, Audio/Video Centers, Inc.
EMERCHANTVIEW	First Data Merchant Services Corporation
EMG	ELIOT MANAGEMENT GROUP, L.L.C.
END70	end70 Corporation
EPROCESSING NETWORK	e-Processing Network, L.C.
EQUOTZ	Prairie Pacific Holdings, LLC
EVERBANK.COM	EVERBANK
EVOLVE SYSTEMS	Transcomp, Inc.
EXECUTIVE MEMBER	COSTCO WHOLESALE MEMBERSHIP, INC.
EXECUTIVE MEMBERSHIP	COSTCO WHOLESALE MEMBERSHIP, INC.
EXPRESS LANE	Vectrix Corporation
FASTER THAN CASH!	HMS HOST CORPORATION
FIFTH THIRD PROCESSING SOLUTIONS	FIFTH THIRD BANCORP
FIRST BATCH	First National Bank of Omaha
FIRST DEBIT	Secure Cash Network, Inc.
FIRST NATIONAL MERCHANT SOLUTIONS	First National Bank of Omaha
FIRST RESOLUTION ONLINE	First National Bank of Omaha
FLEX	Implicit Labs Konrad Feldman (UK) Paul Sutter (US)
FREECREDITCARDPROCESSING.COM	2gs, LLC
FURIOUS	Furious Integrated Training Systems, Inc.
GET CASH FOR YOUR COINS	COINSTAR, INC.
GLOBAL PAYMENT SYSTEMS	GLOBAL PAYMENTS INC.
GOPASS	HANDANGO, INC.
GOT A JAR OF COINS AT HOME?	COINSTAR, INC.
GUINNESS	GUINNESS IRELAND GROUP
H	HANDY HARDWARE WHOLESALE, INC.
HC CREDIT	Dent-A-Med Inc.
HC PROCESSING CENTER	Dent-A-Med Inc.
HELP ME TO BUY	Kornman, Michael
HOT CONNECT	Hot Connect
I IMPACT PAYSYSTEM	Impact PaySystem, LLC
I INSTANT MONEE CENTRIO DE RECARGO	Instant Monee, Inc.
I INSTANT MONEE CENTRO DE RECARGA	Instant Monee, Inc.
INETBA	NOS Communications, Inc
INNUITY	Vista.com, Inc.
INOVANT	INOVANT, INC.
INSOUTH	INSOUTH Bank
INSTAMERCHANT	Cardservice 1, LLC
INSTANT MONEE	Instant Monee, Inc.
INTRASELECT	Deutsche Telekom AG
ISITES@PNCBANK	PNC Financial Services Group, Inc., The FORMERLY PNC Bank Corp.
IXIS	CDC FINANCE-CDC IXIS
IXIS	CDC FINANCE
IXIS VENTURES	CDC FINANCE-CDC IXIS
KEYFINANCIALSYSTEMSCORP	CLK MANAGEMENT, LLC
LANA'PETITE	Vectrix Corporation
LANLODGING	Vectrix Corporation
LIFE ENGINE	YAHOO! INC.
LIVE WELL. PAY WELL.	ALLIANCE DATA SYSTEMS CORPORATION
LOCAL PAYMENTS, GLOBAL SERVICES	Devinix, Inc.
M	Banco Comercial Portugues, S.A.
M2M CONNECT	Deutsche Telekom AG
MAGENTA	Deutsche Telekom AG
MAKING TOMORROW HAPPEN	Deutsche Telekom AG
MANAGED BUSINESS FLEXIBILITY	Deutsche Telekom AG
MAPONE	Deutsche Telekom AG
MARATHON PROCESSING SYSTEMS, INC.	Marathon Processing Systems, Inc.
MATCHBOOK	TSI INTERNATIONAL DBA Twelve Signs, Incorporation
MAXBLUE	Deutsche Bank Aktiengesellschaft
MAXBLUE DEUTSCHE BANK	Deutsche Bank Aktiengesellschaft
MAXICARD	Deutsche Telekom AG
MEDMONEY	ALLIANCE DATA SYSTEMS CORPORATION
MENARDS	Menard, Inc.
MENARDS	Menard, Inc.
MERCHANT ACCOUNTS EXPRESS	Merchant Express, LLC
MERCHANT DEPOT	Ryan, John Patrick
MERCHANT E-SOLUTIONS	Merchant eSolutions, Inc.
MERCHANT EXPRESS	Merchant Express, LLC
MERCHANT MANAGEMENT SYSTEMS	Merchant Management Systems, Incorporated
MERCHANT SERVICES NETWORK 3061 7020	MSN Merchant Marketing, Inc.
MERCHANT WAREHOUSE	MerchantWarehouse.com, Inc.
MERCHANTQUOTZ	Prairie Pacific Holdings, LLC
METAWALLET	MOD SYSTEMS INCORPORATED
METAWALLET	MOD SYSTEMS INCORPORATED
MILLENNIUM BCP	Banco Comercial Portugues, S.A.
MILLENNIUM BCP	Banco Comercial Portugues, S.A.
MILLENNIUM BCP	Banco Comercial Portugues, S.A.
MILLENNIUM BCPBANK	Banco Comercial Portugues, S.A.
MILLENNIUM BCPBANK	Banco Comercial Portugues, S.A.
MILLENNIUM BCPBANK	Banco Comercial Portugues, S.A.
MILLENNIUM BCPBANK LIFE INSPIRES US	Banco Comercial Portugues, S.A.
MLODGE	Merchant Link, LLC
MMS	Merchant Management Systems, Incorporated
MMS MERCHANT MANAGEMENT SYSTEMS	Merchant Management Systems, Incorporated
MOBILE WALLET	Deutsche Telekom AG
MOBILE@HOME	Deutsche Telekom AG
MOBILETICKET	Deutsche Telekom AG
MODUSLINK	MODUSLINK CORPORATION
MODUSLINK	MODUSLINK CORPORATION
MPI MERCHANT PROCESSING, INC.	MPI MERCHANT PROCESSING INC.
MSBILL	Management Services (USA) LLC.
MSI	Merchant Services, Inc.
MSI MERCHANT SERVICES, INC.	Merchant Services, Inc.
MULTILINK	BA MERCHANT SERVICES, LLC
MY TEAM NET	Deutsche Telekom AG
MYMERCHANTVIEW	First Data Merchant Services Corporation
NATIONAL INFORMATION SERVICES	HSI SERVICE CORP.
NATIONALCARD PROCESSING SYSTEMS	NationalCard Processing Systems, Inc.
NAVIGATE	Deutsche Telekom AG
NEWS 'N' WALK	Deutsche Telekom AG
NEXSTAR NEXSTAR COMMUNICATIONS, LLC	TMT MANAGEMENT GROUP, LLC
NEXXO	Nexxo Financial Corporation
ON-CAREERS	Deutsche Telekom AG
ON-ENTERTAINMENT	Deutsche Telekom AG
ON-GAMES	Deutsche Telekom AG
ON-KNOW-HOW	Deutsche Telekom AG
ON-LIFESTYLE	Deutsche Telekom AG
ON-MOBILE	Deutsche Telekom AG
ON-NEWS	Deutsche Telekom AG
ON-SHOWBIZ	Deutsche Telekom AG
ON-TRAVEL	Deutsche Telekom AG
ON-TRAVELLING	Deutsche Telekom AG
ON-WELLNESS	Deutsche Telekom AG
ONE NETWORK	Open Office, Inc.
ONE-STOP E STORE	WELLS FARGO & COMPANY
ONECORE	OneCore Financial Network, Inc.
ONEFIT	Furious Integrated Training Systems, Inc.
ONERATE ADVANTAGE	Paysystems Corporation
ONLINE APP	Online Data Corp.
OPEN DOOR COMPUTER	Kornman, Michael
OPTICARD	Open Payment Technologies, Inc.
PAY ANYWHERE	Cooley Jr., Donald Ray
PAY LOCATION CODE	Government Payment Service, Inc
PAY SQUARE	PaySquare B.V.
PAY->MATION	First Data Merchant Services Corporation
PAY-ME-NOW.COM PAYMENT GATEWAY AND VIRTUAL TERMINAL	2gs, LLC
PAYPASSAGE	PayPassage, Inc
PAYPATH	TOUCHNET INFORMATION SYSTEMS, INC.
PAYSQUARE	PaySquare B.V.
PAYTRACK	PAYTRACK INC.
PAYWIRE	DBwired, Inc.
PDM-BROKER	Deutsche Telekom AG
PENNCARD	TRUSTEES OF THE UNIVERSITY OF PENNSYLVANIA, THE
PEP DIRECT	PEP DIRECT, INC.
PEP DIRECT	PEP DIRECT, INC.
PERFORMANCE PAYS	Internet Billing Company, LLC
PETRO PARTNER	VITAL PROCESSING SERVICES L.L.C.
PICTUREMESSAGING	Deutsche Telekom AG
PIVOTAL PAYMENTS	PAYMENT SYSTEMS MERCHANT SERVICES, INC. DBA Pivotal Payments
PLAZAPOP	POPULAR, INC
PLAZAPOP.COM	POPULAR, INC
PLUS PAY	Hebert, Christopher J.
POCKETMERCHANT	First Data Merchant Services Corporation
POWER OF PURE	VITAL PROCESSING SERVICES L.L.C.
PRIMAX	T.K. Keith Company, Inc.
PRIVACYCHARGE	PrivacyCharge.com, Corp.
PROXX	SENTINEL DIVERSIFIED INDUSTRIES, INC.
PROXXMATE	SENTINEL DIVERSIFIED INDUSTRIES, INC.
PROXXNET	SENTINEL DIVERSIFIED INDUSTRIES, INC.
PROXXSMART	SENTINEL DIVERSIFIED INDUSTRIES, INC.
PROXXWARE	SENTINEL DIVERSIFIED INDUSTRIES, INC.
PSECHECK	Paysystems Corporation
PSMANAGER	Paysystems Corporation
PSMS	Payment Systems Merchant Services, Inc.
RBC CENTURA	ROYAL BANK OF CANADA
READY PAY	UNIFIED WESTERN GROCERS, INC.
REGULUS	REGULUS GROUP LLC
RETRIEVER AMERICA'S PAYMENT SYSTEMS AUTHORITY	RPSI, INC.
S&S BANKCARD SYSTEMS	S&S Bankcard Systems
SARASIN	BANK SARASIN & CLE AG
SARATOGA	VITAL PROCESSING SERVICES L.L.C.
SATELLIC TRAFFIC MANAGEMENT	Deutsche Telekom AG
SEAMLESS COMMUNICATION	Deutsche Telekom AG
SECURESOURCE	WELLS FARGO & COMPANY
SHINY PENNY COMPUTERS	Kornman, Michael
SHINY PENNY FINANCE	Kornman, Michael
SIEMENS GLOBAL NETWORK OF INNOVATION	Siemens Aktiengesellschaft
SINGLE SWIPE	Chockstone, Inc.
SITENET	PAYMENTECH, L.P. PTI General Partner, L.L.C. a Delaware Limited Liability company
SKIPJACK	Bradley Madison Company
SNAPPAY	ITC FINANCIAL SERVICES, LLC
STAPLES WELCOME CARD	STAPLES THE OFFICE SUPERSTORE, INC.
SUNRISE BUSINESS SERVICES	Integrated Management Solutions, Inc. DBA Sunrise Business Services
T	Deutsche Telekom AG
T	Deutsche Telekom AG
T BUSINESS	Deutsche Telekom AG
T DEUTSCHE TELEKOM	Deutsche Telekom AG
T FINANCE	Deutsche Telekom AG
T HEALTH	Deutsche Telekom AG
T JOBS	Deutsche Telekom AG
T MOBILE	Deutsche Telekom AG
T SYSTEMS PARTNER	Deutsche Telekom AG
T-CAREERS	Deutsche Telekom AG
T-FINDER	Deutsche Telekom AG
T-HEALTH	Deutsche Telekom AG
T-HOTSPOT	Deutsche Telekom AG
T-JOBS	Deutsche Telekom AG
T-JUNIOR	Deutsche Telekom AG
T-LABORATORIES	Deutsche Telekom AG
T-M3	Deutsche Telekom AG
T-MAPS	Deutsche Telekom AG
T-MOBILE	Deutsche Telekom AG
T-MOBILE BUSINESS COMPACT	Deutsche Telekom AG
T-MOBILE BUSINESSRELAX CLEVER	Deutsche Telekom AG
T-MOBILE CASH & GO	Deutsche Telekom AG
T-MOBILE COMBICARD DATA	Deutsche Telekom AG
T-MOBILE COMMUNICATION CENTER	Deutsche Telekom AG
T-MOBILE CONTRACTPACK	Deutsche Telekom AG
T-MOBILE DATA CONNECT	Deutsche Telekom AG
T-MOBILE DATACONNECT EXCLUSIV	Deutsche Telekom AG
T-MOBILE DIAL A SMILE	Deutsche Telekom AG
T-MOBILE DSL-CARD	Deutsche Telekom AG
T-MOBILE EMAIL&CHAT	Deutsche Telekom AG
T-MOBILE FLEX	Deutsche Telekom AG
T-MOBILE GET MORE	Deutsche Telekom AG
T-MOBILE HOME	Deutsche Telekom AG
T-MOBILE HOMESITE	Deutsche Telekom AG
T-MOBILE HOMESPOT	Deutsche Telekom AG
T-MOBILE HOTSPOTS	Deutsche Telekom AG
T-MOBILE INSTANT EMAIL	Deutsche Telekom AG
T-MOBILE INTERNET IN YOUR POCKET	Deutsche Telekom AG
T-MOBILE JUKEBOX	Deutsche Telekom AG
T-MOBILE KOSTNIXBOX	Deutsche Telekom AG
T-MOBILE M2M CONNECT	Deutsche Telekom AG
T-MOBILE MEDIA ALBUM	Deutsche Telekom AG
T-MOBILE MMS&MESSAGING	Deutsche Telekom AG
T-MOBILE MULTIMEDIA EXPERIENCE	Deutsche Telekom AG
T-MOBILE MULTIMEDIA NETCARD	Deutsche Telekom AG
T-MOBILE NEWS EXPRESS	Deutsche Telekom AG
T-MOBILE OFFICE IN YOUR POCKET	Deutsche Telekom AG
T-MOBILE RELAX CLEVER	Deutsche Telekom AG
T-MOBILE SCREEN STYLES	Deutsche Telekom AG
T-MOBILE SIM 'N' GO	Deutsche Telekom AG
T-MOBILE SMS MANAGER	Deutsche Telekom AG
T-MOBILE SOUND ALARM	Deutsche Telekom AG
T-MOBILE SOUND ALLERT	Deutsche Telekom AG
T-MOBILE SPEEDMANAGER	Deutsche Telekom AG
T-MOBILE TEAM	Deutsche Telekom AG
T-MOBILE THANX	Deutsche Telekom AG
T-MOBILE THRILLS	Deutsche Telekom AG
T-MOBILE-MDA	Deutsche Telekom AG
T-MOBILE@HOME	Deutsche Telekom AG
T-MONEY	Deutsche Telekom AG
T-ONLINE TRAVEL	Deutsche Telekom AG
T-SEARCH	Deutsche Telekom AG
T-SHOPPING	Deutsche Telekom AG
T-SYSTEMS	Deutsche Telekom AG
T-SYSTEMS	Deutsche Telekom AG
T-SYSTEMS BS	Deutsche Telekom AG
T-SYSTEMS BUSINESS	Deutsche Telekom AG
T-SYSTEMS BUSINESS SERVICES	Deutsche Telekom AG
T-SYSTEMS ENTERPRISE	Deutsche Telekom AG
T-SYSTEMS ENTERPRISE SERVICES	Deutsche Telekom AG
T-SYSTEMS ES	Deutsche Telekom AG
T-SYSTEMS TRAFFIC	Deutsche Telekom AG
T-TRONIC	Deutsche Telekom AG
T-ZONE	Deutsche Telekom AG
T.BIZ	Deutsche Telekom AG
T.COM	Deutsche Telekom AG
T.NET	Deutsche Telekom AG
TEAM T-MOBILE	Deutsche Telekom AG
TELEKOM BASKETS BONN	Deutsche Telekom AG
TELEKOM GROUP	Deutsche Telekom AG
TELEWAY	Deutsche Telekom AG
TELEWAYS	Deutsche Telekom AG
THE FARM DEPOT	Harvest Moon International, LLC
THE LINK BETWEEN US	Deutsche Telekom AG
THE MILLENNIUM TERMINAL	Televest Communications, LLC
THE MOBILE ALLIANCE	Deutsche Telekom AG
THE ONLY WAY	ITC FINANCIAL SERVICES, LLC
THE POWER OF PURE	VITAL PROCESSING SERVICES L.L.C.
THE RED BARN OUTLET	Harvest Moon International, LLC
THINKLINK	INTERNATIONAL THINKLINK CORPORATION DBA ITC
TURN YOUR CHANGE INTO CASH	COINSTAR, INC.
TV 'N' WALK	Deutsche Telekom AG
TYCOON	WHITEHEAD, KENNETH LINDSAY
UBS	UBS AG
USASHOUT	USA SHOUT MEDIA, INC.
VENVUE	Caracal Enterprises LLC Gary Aurthur Catt, Canadian
VEQUITY FINANCIAL GROUP	Merchant Processing, Inc.
VIASIM	SIMPAY LIMITED
VISA BUXX	VISA INTERNATIONAL SERVICE ASSOCIATION
VISA BUXX	VISA INTERNATIONAL SERVICE ASSOCIATION
VITAL	VITAL PROCESSING SERVICES L.L.C.
VITAL EXPRESS	VITAL PROCESSING SERVICES L.L.C.
VITAL LINK	VITAL PROCESSING SERVICES L.L.C.
VITAL PROCESSING	VITAL PROCESSING SERVICES L.L.C.
VITAL PROCESSING SERVICES	VITAL PROCESSING SERVICES L.L.C.
VITAL PROCESSING SERVICES	VITAL PROCESSING SERVICES L.L.C.
VITAL THE POWER OF PURE COMMERCE	VITAL PROCESSING SERVICES L.L.C.
VPOD	GE CAPITAL FINANCIAL INC.
W WESTERN STATES BANKCARD	Western States Bankcard Association
WC WEALTHCORP	International E-Commerce Technologies, LLC
WE GIVE GOOD PHONE	Mirage Marketing, Inc.
WEALTHCORP	International E-Commerce Technologies, LLC
WEB 'N' WALK	Deutsche Telekom AG
WESTERN STATES CARD SERVICES	TIB THE INDEPENDENT BANKERSBANK
WIND RIVER FINANCIAL	Wind River Financial, LLC
WORLDPOINTS	MBNA AMERICA BANK, NATIONAL ASSOCIATION
WORLDPOINTS WWW	FIA Card Services, National Association
WSB WEBSITE BILLING.COM	Website Billing.Com, Inc.
WSCS	TIB THE INDEPENDENT BANKERSBANK
XIPAY	Paymetric, Inc.
Y!	YAHOO! INC.
Y.COM	YAHOO! INC.
YAHOO!	YAHOO! INC.
ZUIDA.COM	Halkes, Adrian

Technical Examples

A system for transmitting credit transaction data, such as an authorization request, is provided. The system includes a remote hub system that is connected to a communications medium, such as the Internet. The remote hub system receives credit transaction data, such as an authorization request, a credit card number, and a transaction amount, from one or more point of sale systems, such as credit card authorization terminals. The remote hub system then encrypts the credit transaction data, and transmits the encrypted credit transaction data over the Internet to a gateway system. The gateway system decrypts the encrypted credit transaction data and transmits the credit transaction data to an authorization system.
A secure credit card and a method of use of the same is shown. A transactional processing system using the method and the secure credit card of the present invention is also shown. The secure credit card has a first group of numbers or symbols which identify a user, and a second group of numbers or symbols, which may be different from the first group of numbers or symbols, and which represent unique information known only to the user, such information not being placed, or encoded, on the secure credit card in any way, so that it cannot be used in credit card theft and fraud. The position and/or number and/or type of symbols in the second group of symbols, or a combination of these, may be used to indicate to a card reader a unique piece of information (the identified information) to be requested from a user to verify a transaction.
A method and apparatus for performing secure online transactions provides a user interface that is intuitive and easily to understand. The invention integrates an online wallet service with credit card issuers that provide online credit card authentication services. The method provides a keypad interface for PIN entry, or an interface that resembles an offline transaction receipt. The apparatus that stores personal information and credit card information uses a level-two authentication password to protect the user's credit card information. The invention integrates with the credit card issuer when a personal identification number is required for the user to perform online transactions by the credit card issuer. The embodiments include integrations when the level-two authentication password is equivalent to the personal identification number and that when they or not equivalent.

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