PROVIDING INDIVIDUAL FLEXIBLE PURCHASE PAYMENT

Brand	Owner	Address	Description
MULTI-FLEX	Nationwide Life Insurance Company	Office of General Counsel 1-35-204 One Nationwide Plaza Columbus OH 43215	Providing Individual Flexible Purchase Payment Deferred Variable Annuity Contracts to the Public Through Insurance Agents;
	Where the owner name is not linked, that owner no longer owns the brand

Technical Examples

A system and method are provided for processing flexible spending account transactions involving a plurality of pharmacies, a service provider, one or more pharmacy benefits managers ("PBMs"), and individuals having flexible spending accounts ("FSAs") and stored value cards for debiting their FSAs. The service provider maintains a PBM transaction database; receives from a pharmacy an authorization request at the time of purchase; queries the PBM transaction database for a matching transaction in response to the authorization request; and authorizes payment of the patient responsible balance to be automatically debited against the respective FSA at the time of purchase.